Ridgely's Delight Eviction Risk: Elevated , Baltimore

Sitting well above the midpoint, economic stress reads 10/10. This is renter territory: 97% of occupied units are tenant-occupied.

The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, regional political climate reads 8.8/10.

20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Cost burden runs 41% here against 50.2% across Baltimore City. Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 0.9 points.

Housing insecurity runs 21.3% against 14.2% nationally. At $1,468 a month, rents run 10% over what the rest of Baltimore commands. Inability to pay a utility bill runs 14.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 89th percentile of the 84,120 tracts scored.

Social vulnerability reads 5.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MD average is 5.5, so this tract runs 2.2 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.