Four by Four Eviction Risk: High , Baltimore

Severe burden reaches 32%. Those are renters paying half their income or more, and that is where non-payment filings originate. Annualized rent equals 48% of average household income of $33,906, past the 30% affordability line, which thins the margin any screening standard has to work with.

Housing insecurity runs 35.8% against 14.2% nationally. 64% of renter households cross the 30%-of-income line, markedly above the Baltimore City average of 50.2%.

The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, regional political climate reads 8.8/10. Sitting well above the midpoint, economic stress reads 8.6/10.

Disability prevalence runs 44.6% against 31.5% nationally. Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 1.2 points. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 91% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.