Milton-Montford Eviction Risk: Elevated , Baltimore

At $796 a month, rents run 40% under what the rest of Baltimore commands. Well under the midpoint, supply constraint reads 1/10. Running hot, regional political climate reads 8.8/10.

41% of renter households cross the 30%-of-income line, below the Baltimore City average of 50.2%. 18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Housing insecurity runs 24.2% against 14.2% nationally. Inability to pay a utility bill runs 15.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 83% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 7/10, which tracks how hard a shock lands on the households already here. Rent consumes only 15% of average household income of $65,469, an unusually wide affordability cushion.

Statewide the MD average is 5.5, so this tract runs 1.2 points hotter. Of its three components the socioeconomic standing measure is the most pressured. It tracks the Baltimore City average of 6.8 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.