Gay Street Eviction Risk: High , Baltimore

Set annual rent against average income of $29,714 and the ratio lands at 49%, above the conventional 30% ceiling. 90% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, supply constraint reads 1.1/10. SNAP participation runs 32.7% against 15.2% nationally. 21% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running hot, regional political climate reads 8.8/10. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

Housing insecurity runs 25.4% against 14.2% nationally. Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 1.2 points. Cost burden runs 55% here against 50.2% across Baltimore City.

At $1,202 a month, rents run 10% under what the rest of Baltimore commands.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.