Waverly Eviction Risk: Elevated , Baltimore

25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, supply constraint reads 1/10. Sitting well above the midpoint, regional political climate reads 8.8/10.

The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $951, 29% below the Baltimore average.

SNAP participation runs 30.7% against 15.2% nationally. It sits 1.0 points above the Baltimore City average of 6.8.

Inability to pay a utility bill runs 16.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped A ("Best") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 89th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 9/10.

Rent consumes only 17% of average household income of $66,642, an unusually wide affordability cushion. Statewide the MD average is 5.5, so this tract runs 2.3 points hotter.

Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.