Mosher Eviction Risk: Elevated , Baltimore

The severe-burden share is 32%, and it is the single best predictor in this model of a filing that actually reaches judgment. Set annual rent against average income of $33,088 and the ratio lands at 46%, above the conventional 30% ceiling.

Sitting well above the midpoint, regional political climate reads 8.8/10. Food insecurity runs 32.9% against 17.8% nationally. 60% of renter households cross the 30%-of-income line, above the Baltimore City average of 50.2%.

This is renter territory: 66% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1.5/10. Inability to pay a utility bill runs 19.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 0.6 points above the Baltimore City average of 6.8. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 87th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.3/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.