Orchard Ridge Eviction Risk: Elevated , Baltimore

Food insecurity runs 36.9% against 17.8% nationally. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, regional political climate reads 8.8/10.

This is renter territory: 71% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1.4/10.

42% of renter households cross the 30%-of-income line, below the Baltimore City average of 50.2%. The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment.

Inability to pay a utility bill runs 20.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #11,153 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.