Neighborhood · Ranked #18,240 of 84,120 nationally

Cross Keys Eviction Risk: Moderate , Baltimore

Tract 24510271503 · Baltimore city, MD · pop 935 · neighborhood within 0.2 mi

In Cross Keys in Baltimore, census tract 24510271503 scores 6.8/10 for eviction risk. That is riskier than roughly 92% of the 84,120 US census tracts we score.

54% of renter households here spend at least 30% of income on rent, a severe level, and 12% are severely burdened at 50% or more. Average rent runs $1,382 a month against an average household income of $82,250 a year, roughly 20% of income at the averages. Renters make up 18% of occupied homes.

Risk score

5.5

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 10% Stable renters 8% Owners 82%

Tract context

Occupied units621

Renter share17.6%

SVI overall0.13

Poverty rate3.0%

Median income$82,250

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Baltimore and the region

Centroid at 39.3534, -76.6449 · click any tract to drill in

Why Cross Keys scores 5.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Baltimore

7.0

Regional political climate

2024 county presidential margin

8.8

State political climate

Maryland legislature & governorship

5.7

Economic stress

3.0% poverty · this tract

1.0

Supply constraint

$1,382 rent vs county FMR

2.0

Rent control risk

Inherited from Baltimore

5.5

Eviction process difficulty

State law sets the calendar

6.0

Tenant organizing strength

Inherited from Baltimore

6.5

Housing court bias

Inherited from Baltimore

6.0

How Cross Keys compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 13

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

9%Socioeconomic
27%Household composition
49%Racial/ethnic minority
19%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
3%Grade B
2%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

5.0%Housing insecurity
3.0%Utility-shutoff threat
5.4%Food insecurity
3.9%SNAP enrollment
3.4%Transit barriers
4.5%No health insurance
10.2%Frequent mental distress
27.5%Any disability

Analysis

What drives eviction risk in Cross Keys

The heaviest input here is tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Baltimore eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Baltimore City County average of 7.1 and in line with the Maryland statewide average of 6.6. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 5.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24510271503

What is the eviction-risk score for census tract 24510271503?

Census tract 24510271503 in the Cross Keys neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 24510271503?

Median gross rent is $1,382/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.

What is the poverty rate in tract 24510271503?

3.0% of residents in tract 24510271503 live below the federal poverty line (ACS B17001, 2023). Population: 935.

How socially vulnerable is tract 24510271503?

CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 9th, household 27th, minority 49th, housing 19th.

Is tract 24510271503 considered part of Cross Keys?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24510271503 fall within Cross Keys (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 24510271503 struggle to pay rent?

About 5.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 24510271503 compare to Baltimore overall?

Tract 24510271503 scores 5.5/10, lower than the parent city of Baltimore at 6.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Baltimore eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 24510271503 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Baltimore

Top eight tracts in Baltimore ranked by composite eviction-risk score.