Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #39,389 of 84,120 nationally
Ludlow Mills Eviction Risk: Moderate , Springfield
Tract 25013810403 · Hampden County, MA · pop 4,338 · neighborhood within 0.5 mi
The Ludlow Mills neighborhood of Springfield anchors census tract 25013810403, which lands at 6.3/10 on landlord eviction risk. That is riskier than roughly 83% of the 84,120 US census tracts we score.
47% of renter households here spend at least 30% of income on rent, a severe level, and 17% are severely burdened at 50% or more. Average rent runs $1,199 a month against an average household income of $56,635 a year, roughly 25% of income at the averages. About 61% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.1
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 29%
Stable renters 32%
Owners 39%
Tract context
Occupied units1,988
Renter share61.4%
SVI overall0.69
Poverty rate11.4%
Median income$56,635
Percentile rank
Higher percentile = riskier than more peers.Within county
37
th percentile
Low
Within state
65
th percentile
Elevated
National
53
th percentile
Moderate
Geographic context
Risk heat across Springfield and the region
Centroid at 42.1594, -72.4854 · click any tract to drill in
Why Ludlow Mills scores 4.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Springfield
6.2
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
11.4% poverty · this tract
2.8
Supply constraint
$1,199 rent vs county FMR
3.0
Rent control risk
Inherited from Springfield
6.2
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Springfield
4.0
Housing court bias
Inherited from Springfield
5.0
How Ludlow Mills compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 69
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 68%Socioeconomic
- 92%Household composition
- 42%Racial/ethnic minority
- 41%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow Mills. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.5%Housing insecurity
- 10.7%Utility-shutoff threat
- 18.9%Food insecurity
- 25.0%SNAP enrollment
- 10.8%Transit barriers
- 7.0%No health insurance
- 20.5%Frequent mental distress
- 38.7%Any disability
Analysis
What drives eviction risk in Ludlow Mills
The heaviest input here is rent-control risk at 6.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Springfield eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 15.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.7% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 69th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 25013810403
Q1
What is the eviction-risk score for census tract 25013810403?
Census tract 25013810403 in the Ludlow Mills neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013810403?
Median gross rent is $1,199/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013810403?
11.4% of residents in tract 25013810403 live below the federal poverty line (ACS B17001, 2023). Population: 4,338.
Q4
How socially vulnerable is tract 25013810403?
CDC Social Vulnerability Index ranks this tract in the 69th percentile nationally. Sub-themes: socioeconomic 68th, household 92th, minority 42th, housing 41th.
Q5
Is tract 25013810403 considered part of Ludlow Mills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810403 fall within Ludlow Mills (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 25013810403 struggle to pay rent?
About 15.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013810403 compare to Springfield overall?
Tract 25013810403 scores 4.1/10, lower than the parent city of Springfield at 6.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Springfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
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