Neighborhood · Ranked #31,049 of 84,120 nationally
Ludlow Mills Eviction Risk: Moderate , Springfield
Tract 25013810403 ·
Hampden County, MA · pop 4,338 · neighborhood within 0.5 mi
Census tract 25013810403 covers part of the Ludlow Mills area of Hampden County, MA, and scores 5.1/10 on landlord eviction risk. It is home to 4,338 residents. What pushes it up most is court filing pressure at 8.5/10.
Risk score
5.1
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 29%Stable renters 32%Owners 39%
Tract context
Occupied units1,988
Renter share61.4%
SVI overall0.69
Poverty rate11.4%
Median income$56,635
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
0th percentile
#3 of 3 tracts In Ludlow Mills
Very Low
Within county
36th percentile
#67 of 104 tracts In Hampden County
Low
Within state
35th percentile
#1,057 of 1,613 tracts In Massachusetts
Low
National
63th percentile
#31,049 of 84,120 tracts In U.S.
Elevated
Geographic context
Risk heat across Springfield and the region
Centroid at 42.1594, -72.4854 · click any tract to drill in
Why Ludlow Mills scores 5.1
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Springfield
6.2
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
11.4% poverty · this tract
2.8
Supply constraint
$1,199 rent vs county FMR
3.0
Rent control risk
Inherited from Springfield
6.2
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Springfield
4.0
Housing court bias
Inherited from Springfield
5.0
How Ludlow Mills compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 69
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
68%Socioeconomic
92%Household composition
42%Racial/ethnic minority
41%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow Mills. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
15.5%Housing insecurity
10.7%Utility-shutoff threat
18.9%Food insecurity
25.0%SNAP enrollment
10.8%Transit barriers
7.0%No health insurance
20.5%Frequent mental distress
38.7%Any disability
Analysis
What drives eviction risk in Ludlow Mills
Severe burden reaches 17%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, economic stress reads 2.8/10.
SNAP participation runs 25.0% against 15.2% nationally. Well under the midpoint, supply constraint reads 3/10. Against the Hampden County average of 5.8, this tract reads safer for landlords by 0.7 points.
On the national scale it lands near the 63rd percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 7.2/10, which tracks how hard a shock lands on the households already here.
Statewide the MA average is 6.2, so this tract runs 1.1 points cooler. Of its three components the household composition measure is the most pressured. Rent takes 30% or more of income for 47% of renters.
Average gross rent runs $1,199 a month. Annual rent works out to 25% of average household income of $56,635. 61% of occupied units are renter-occupied.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 25013810403
Q1
What is the eviction-risk score for census tract 25013810403?
Census tract 25013810403 in the Ludlow Mills neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013810403?
Median gross rent is $1,199/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013810403?
11.4% of residents in tract 25013810403 live below the federal poverty line (ACS B17001, 2023). Population: 4,338.
Q4
How socially vulnerable is tract 25013810403?
CDC Social Vulnerability Index ranks this tract in the 69th percentile nationally. Sub-themes: socioeconomic 68th, household 92th, minority 42th, housing 41th.
Q5
Is tract 25013810403 considered part of Ludlow Mills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810403 fall within Ludlow Mills (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 25013810403 struggle to pay rent?
About 15.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013810403 compare to Springfield overall?
Tract 25013810403 scores 5.1/10, lower than the parent city of Springfield at 6.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Springfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.