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Springfield, Massachusetts eviction risk overview

Springfield, MA Eviction Risk: HIGH

Hampden County · Population 154,749

In 2026
Risk score
7.6
HIGH

99th percentile, Massachusetts.

50-yr Eviction Risk Score history

1976 to 2026 · broadly stable

Min4.9 Average6.3 Now7.6
10 5 1976 · score 7.1 1977 · score 6.7 1978 · score 6.1 1979 · score 5.8 1980 · score 5.9 1981 · score 6.1 1982 · score 6.6 1983 · score 6.2 1984 · score 5.5 1985 · score 5.2 1986 · score 5.1 1987 · score 4.9 1988 · score 5.0 1989 · score 5.3 1990 · score 6.1 1991 · score 7.0 1992 · score 7.1 1993 · score 6.6 1994 · score 6.4 1995 · score 6.0 1996 · score 5.9 1997 · score 5.7 1998 · score 5.5 1999 · score 5.5 2000 · score 5.4 2001 · score 5.7 2002 · score 6.2 2003 · score 6.3 2004 · score 6.1 2005 · score 6.1 2006 · score 6.1 2007 · score 6.0 2008 · score 6.4 2009 · score 7.4 2010 · score 7.4 2011 · score 7.1 2012 · score 6.9 2013 · score 7.0 2014 · score 6.7 2015 · score 6.4 2016 · score 6.1 2017 · score 6.1 2018 · score 6.0 2019 · score 5.9 2020 · score 8.7 2021 · score 7.5 2022 · score 6.4 2023 · score 6.3 2024 · score 7.7 2025 · score 7.6 2026 · score 7.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.0 Regional 6.5 State 8.0 Economic 8.5 Supply 5.5 Rent Control 5.5 Eviction 7.0 Tenant 6.5 Housing 7.0 7.6 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +8.9% (2024)
    7.0
  2. Regional political climate
    County-weighted neighbor mix
    6.5
  3. State political climate
    Massachusetts legislature & governorship
    8.0
  4. Economic stress
    25.3% poverty · 8.2% unemp.
    8.5
  5. Supply constraint
    $1,144 average · 50.4% renters
    5.5
  6. Rent Control risk
    35.3% of income on rent
    5.5
  7. Eviction process difficulty
    191 days filing → judgment
    7.0
  8. Tenant organizing strength
    50.4% renters
    6.5
  9. Housing court bias
    County bench composition
    7.0
Geographic context

Risk heat across Springfield and the region

Click any city to see its score

How Springfield compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hampden County
Very High
#2 of 14 cities
Rank in county, 92nd percentileLowHigh
#2 of 14 cities in Hampden County for landlord eviction risk.
Rank in Massachusetts
Very High
#4 of 248 cities
Rank in state, 99th percentileLowHigh
#4 of 248 cities in Massachusetts for landlord eviction risk.
vs. county · state · U.S.
Springfield risk score vs. county / state / U.S.Springfield: 7.67.6SpringfieldThis cityCounty: 6.56.5Countyavg in countyState: 5.75.7Stateavg in stateU.S.: 5.05.0U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.6
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.6/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.5 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 191d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,144/mo. A contested eviction takes 191 days and costs $11,662–$29,623 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 50.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 154,749 residents, 50.4% rent. 35% are spending 30%+ income on rent, 25.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7 and 6.5 (Dem margin +8.9% (2024)). State climate at 8, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 7, housing court bias 7, rent-control risk 5.5. Standard process speed for the state.

    50-yr trendProcess difficulty +2.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8.5
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.5. Supply constraint: 5.5. The numbers behind those: 25.3% poverty, 8.2% unemployment, 35% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Springfield sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Worcester, MA · 184d · ~$19.8k all-in ($108/day) · score 6.5 Worcester Chicopee, MA · 203d · ~$21.3k all-in ($105/day) · score 6.1 Chicopee Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.6 Boston Cambridge, MA · 212d · ~$19.8k all-in ($93/day) · score 5.5 Cambridge Lowell, MA · 198d · ~$19.9k all-in ($101/day) · score 6.1 Lowell Brockton, MA · 207d · ~$19.7k all-in ($95/day) · score 6.6 Brockton Quincy, MA · 216d · ~$18.5k all-in ($85/day) · score 6.2 Quincy Lynn, MA · 195d · ~$20.6k all-in ($106/day) · score 5.6 Lynn New Bedford, MA · 210d · ~$18.3k all-in ($87/day) · score 6.9 New Bedford Fall River, MA · 186d · ~$19.7k all-in ($106/day) · score 7 Fall River Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 5.1 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 4.2 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 5.7 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.1 Atlanta Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.5 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 8.2 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6 Seattle Springfield
Springfield · 191d · ~$20.6k all-in ($108/day) · score 7.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Springfield, MA

Landlording in Springfield, Massachusetts, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.6/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Springfield is a city of 154,749 residents where 50.4% of occupied units are renter-occupied, and the typical renter spends 7.1% of income on rent. At an average rent of $1,144/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Springfield eviction process actually works

Eviction process difficulty here reads 7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Springfield closes 191 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Springfield's timeline is usually the calendar, not the motion practice. Housing court bias scores 7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Springfield runs $11,662 to $29,623 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 191 days of typical timeline and $1,144/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.5/10 in Springfield, and the city has limited rent control exposure (5.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Massachusetts, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Springfield: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Massachusetts's statutory language. Fix those four, and most cases settle or default. Skip them, and a $29,623 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Springfield

Trap · RIGHT TO COUNSEL PROGRAM
The Western Housing Court eviction-defense culture treats habitability defenses seriously. The Massachusetts Right to Counsel program scaled statewide in 2024 and covers Springfield tenants. Implementation through Community Legal Aid has been meaningful.
Trap · 1994 QUESTION 9
State context: 1994 Question 9 repealed local rent control statewide. HD 1100 / SB 872 (2025 session) would authorize opt-in stabilization. MGL 151B sec 4(10) source-of-income protection applies.
05FAQ

Frequently asked questions

Q1

Is there rent control in Springfield, MA?

No, there is no statewide rent control in Massachusetts. However, municipalities can pass their own ordinances. While Springfield doesn't currently have rent control, the rent-control-risk sub-score is 5.5, meaning it's a moderate risk and something to keep an eye on. Always check local city ordinances. For more, see the Massachusetts rent control rules.

Q2

Can I evict a tenant for any reason in Springfield?

Massachusetts does not have a statewide "just-cause" eviction requirement, meaning you can generally terminate a tenancy with proper notice (e.g., a 30-day no-cause notice for month-to-month tenants) without stating a specific reason, unless the lease specifies otherwise or it's retaliatory. However, for non-payment, you must follow the 14-day notice process. For other lease violations, the notice period varies. Always consult an attorney for specific situations.

Q3

What if my tenant claims a maintenance issue to avoid paying rent?

This is a common tenant defense in Massachusetts. Tenants can withhold rent if there are serious habitability issues that you have failed to address after proper notice. Always respond promptly to maintenance requests and keep records of repairs. If a tenant raises this defense in court, you'll need to show proof that the property was maintained or that you attempted to make repairs. This can complicate and prolong an eviction case.

Q4

Do I need a lawyer for an eviction in Springfield?

While you are legally allowed to represent yourself, it is strongly recommended that landlords hire an attorney for evictions in Springfield, MA. The legal process is complex, the courts can be tenant-friendly, and mistakes are costly. Given the 7 eviction-process-difficulty score and high costs, an attorney is almost always worth the investment to avoid delays and potential losses.

Q5

How long does it take to get a tenant out after a court judgment?

Even after you win a judgment in court, the eviction isn't over. You'll need to obtain an "Execution for Possession" from the court, which is an order allowing the sheriff to remove the tenant. The sheriff then serves a 48-hour notice and schedules the physical lockout. This final step can still take several days to a few weeks, depending on the sheriff's schedule and local procedures. It's part of that 191-day average timeline.

06Score

What this score means for landlords2

A 7.6/10 places Springfield in the 99th percentile of Massachusetts cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.