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Neighborhood · Ranked #48,956 of 84,120 nationally

Ludlow Center Historic District Eviction Risk: Moderate

Tract 25013810414 · Hampden County, MA · pop 7,412 · neighborhood within 0.5 mi

Tract 25013810414 sits in the Ludlow Center Historic District area of Hampden County, MA, carrying an eviction-risk score of 4/10. Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 7% Owners 86%
Tract context
Occupied units2,622
Renter share14.5%
SVI overall0.34
Poverty rate9.7%
Median income$91,510

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Ludlow Center Historic District
Moderate
Within county
29 th percentile
Rank, 29th percentileLowHigh
#74 of 104 tracts In Hampden County
Low
Within state
12 th percentile
Rank, 12th percentileLowHigh
#1,415 of 1,613 tracts In Massachusetts
Very Low
National
42 th percentile
Rank, 42nd percentileLowHigh
#48,956 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Hampden County and the region

Centroid at 42.1972, -72.4510 · click any tract to drill in

Why Ludlow Center Historic District scores 4

9 axes · 1 = landlord-friendly
Local political climate
State baseline
6.2
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
9.7% poverty · this tract
2.4
Supply constraint
$1,398 rent vs county FMR
4.3
Rent control risk
State baseline
6.2
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0

How Ludlow Center Historic District compares

Risk score vs. parent city, county, state.
Ludlow Center Historic District risk score vs. parent city / county / state4.0This tracttract 8104145.8Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 34

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Ludlow Center Historic District

The score leans hardest on court filing pressure at 8.5/10. It sits 1.8 points below the Hampden County average of 5.8.

Well under the midpoint, economic stress reads 2.4/10. Against Hampden County at 46.5%, about half of renters here are cost-burdened. Nationally it ranks #48,956 of 84,120 for landlord eviction difficulty.

At 14% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 4.1/10, which tracks how hard a shock lands on the households already here.

Statewide the MA average is 6.2, so this tract runs 2.2 points cooler. Average gross rent runs $1,398 a month.

Annual rent works out to 18% of average household income of $91,510.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 25013810414

Q1

What is the eviction-risk score for census tract 25013810414?

Census tract 25013810414 in the Ludlow Center Historic District neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013810414?

Median gross rent is $1,398/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013810414?

9.7% of residents in tract 25013810414 live below the federal poverty line (ACS B17001, 2023). Population: 7,412.
Q4

How socially vulnerable is tract 25013810414?

CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 28th, household 36th, minority 18th, housing 58th.
Q5

Is tract 25013810414 considered part of Ludlow Center Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810414 fall within Ludlow Center Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6

What share of households in tract 25013810414 struggle to pay rent?

About 11.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
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