Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #53,267 of 84,120 nationally
Ludlow Center Historic District Eviction Risk: Lower
Tract 25013810414 · Hampden County, MA · pop 7,412 · neighborhood within 0.5 mi
Census tract 25013810414 runs through the Ludlow Center Historic District neighborhood of Hampden. With 7,412 residents, it scores 6.4/10 for landlords. It lands near the 85th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 52% of renter households, a severe level, and 29% are severely burdened at 50% or more. The typical renter pays about $1,398 a month while the average household earns $91,510 a year, roughly 18% of income at the averages. Renters make up 14% of occupied homes.
Risk score
3.3
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 7%
Owners 86%
Tract context
Occupied units2,622
Renter share14.5%
SVI overall0.34
Poverty rate9.7%
Median income$91,510
Percentile rank
Higher percentile = riskier than more peers.Within county
24
th percentile
Low
Within state
52
th percentile
Moderate
National
37
th percentile
Low
Geographic context
Risk heat across Hampden County and the region
Centroid at 42.1972, -72.4510 · click any tract to drill in
Why Ludlow Center Historic District scores 3.3
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
6.2
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
9.7% poverty · this tract
2.4
Supply constraint
$1,398 rent vs county FMR
4.3
Rent control risk
State baseline
6.2
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Ludlow Center Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 34
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 28%Socioeconomic
- 36%Household composition
- 18%Racial/ethnic minority
- 58%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.6%Housing insecurity
- 7.3%Utility-shutoff threat
- 12.3%Food insecurity
- 14.5%SNAP enrollment
- 7.5%Transit barriers
- 5.7%No health insurance
- 17.9%Frequent mental distress
- 31.3%Any disability
Analysis
What drives eviction risk in Ludlow Center Historic District
The score leans hardest on rent-control risk at 6.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Massachusetts eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 34th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 11.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.3% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 25013810414
Q1
What is the eviction-risk score for census tract 25013810414?
Census tract 25013810414 in the Ludlow Center Historic District neighborhood scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013810414?
Median gross rent is $1,398/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013810414?
9.7% of residents in tract 25013810414 live below the federal poverty line (ACS B17001, 2023). Population: 7,412.
Q4
How socially vulnerable is tract 25013810414?
CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 28th, household 36th, minority 18th, housing 58th.
Q5
Is tract 25013810414 considered part of Ludlow Center Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810414 fall within Ludlow Center Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 25013810414 struggle to pay rent?
About 11.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
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