Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #21,564 of 84,120 nationally
The Flats Eviction Risk: Moderate , Holyoke
Tract 25013811301 · Hampden County, MA · pop 6,002 · neighborhood within 1.0 mi
Census tract 25013811301 covers part of the The Flats area of Chicopee, MA, and scores 5.7/10 on landlord eviction risk. What pushes it up most is court filing pressure at 8.5/10.
Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 25%
Owners 51%
Tract context
Occupied units2,671
Renter share49.5%
SVI overall0.36
Poverty rate8.3%
Median income$73,750
Percentile rank
Higher percentile = riskier than more peers.Within parent city
9
th percentile
Very Low
Within county
45
th percentile
Moderate
Within state
45
th percentile
Moderate
Geographic context
Risk heat across Holyoke and the region
Centroid at 42.1992, -72.5831 · click any tract to drill in
Why The Flats scores 5.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Holyoke
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
8.3% poverty · this tract
2.1
Supply constraint
$1,183 rent vs county FMR
2.9
Rent control risk
Inherited from Holyoke
6.5
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Holyoke
8.5
Housing court bias
Inherited from Holyoke
6.7
How The Flats compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 36
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 30%Socioeconomic
- 48%Household composition
- 35%Racial/ethnic minority
- 46%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 83%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within The Flats. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.7%Housing insecurity
- 7.8%Utility-shutoff threat
- 14.2%Food insecurity
- 16.6%SNAP enrollment
- 8.3%Transit barriers
- 6.4%No health insurance
- 18.3%Frequent mental distress
- 32.7%Any disability
Analysis
What drives eviction risk in The Flats
Sitting well above the midpoint, tenant-organizing strength reads 8.5/10. Well under the midpoint, economic stress reads 2.1/10.
The severe-burden share is 10%, and it is the single best predictor in this model of a filing that actually reaches judgment. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 74th percentile of the 84,120 tracts scored.
On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here. Rent takes 30% or more of income for 49% of renters. It tracks the Hampden County average of 5.8 closely.
Average gross rent is $1,183, close to the Chicopee average. Annual rent works out to 19% of average household income of $73,750. 49% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 25013811301
Q1
What is the eviction-risk score for census tract 25013811301?
Census tract 25013811301 in the The Flats neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013811301?
Median gross rent is $1,183/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013811301?
8.3% of residents in tract 25013811301 live below the federal poverty line (ACS B17001, 2023). Population: 6,002.
Q4
How socially vulnerable is tract 25013811301?
CDC Social Vulnerability Index ranks this tract in the 36th percentile nationally. Sub-themes: socioeconomic 30th, household 48th, minority 35th, housing 46th.
Q5
Is tract 25013811301 considered part of The Flats?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811301 fall within The Flats (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 25013811301 struggle to pay rent?
About 12.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013811301 compare to Holyoke overall?
Tract 25013811301 scores 5.7/10, lower than the parent city of Holyoke at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 25013811301 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Holyoke
Top eight tracts in Holyoke ranked by composite eviction-risk score.
Tract · MA
Chicopee Falls
7.7
/ 10 · High
Tract · MA
The Commons
7.7
/ 10 · High
Tract · MA
Springfield Street Historic District
7.5
/ 10 · High
Tract · MA
Willimansett
7.3
/ 10 · Elevated
Tract · MA
Fairview
6.7
/ 10 · Elevated
Tract · MA
Chicopee Falls
6.7
/ 10 · Elevated
Tract · MA
Springfield Street Historic District
6.4
/ 10 · Elevated
Tract · MA
The Commons
6.4
/ 10 · Elevated
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