Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #79,998 of 84,120 nationally
Oak Ridge Eviction Risk: Lower , Waverly
Tract 26045020101 · Eaton County, MI · pop 3,298 · neighborhood within 0.8 mi
How risky is Oak Ridge in Waverly for landlords? Census tract 26045020101 scores 4.5/10, the Moderate tier. It lands near the 23rd percentile nationally for landlord eviction risk.
About 0% of renters carry a rent burden of 30% of income or higher, a modest level, and 0% are severely burdened at 50% or more. Average household income is about $142,588 a year. About 7% of occupied units are renter-occupied.
Risk score
1.4
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 0%
Stable renters 7%
Owners 93%
Tract context
Occupied units1,301
Renter share6.8%
SVI overall0.02
Poverty rate5.3%
Median income$142,588
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
0
th percentile
Very Low
Within state
4
th percentile
Very Low
Geographic context
Risk heat across Waverly and the region
Centroid at 42.7638, -84.6219 · click any tract to drill in
Why Oak Ridge scores 1.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waverly
5.2
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
5.3% poverty · this tract
1.3
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Waverly
3.4
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Waverly
8.6
Housing court bias
Inherited from Waverly
4.0
How Oak Ridge compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 2
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 2%Socioeconomic
- 14%Household composition
- 35%Racial/ethnic minority
- 4%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 11%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 51Total filings over 8 yrs
- 0.00%Avg annual filing rate
- 92.3%Peak (2013)
- 6Filings in 2018 (latest validated)
Filings stayed roughly flat over the past 8 months.
Comparable tracts
Census tracts with similar eviction risk
Within Oak Ridge. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.6%Housing insecurity
- 4.7%Utility-shutoff threat
- 7.5%Food insecurity
- 6.0%SNAP enrollment
- 4.6%Transit barriers
- 4.0%No health insurance
- 13.6%Frequent mental distress
- 25.3%Any disability
Analysis
What drives eviction risk in Oak Ridge
What moves this score most is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Waverly eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Eaton County average of 5.5 and below the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.7% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 51 eviction filings here over 8 tracked years, with about of renter households facing a filing in a typical year. Filings peaked at 92.3% of renter households in 2013.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26045020101
Q1
What is the eviction-risk score for census tract 26045020101?
Census tract 26045020101 in the Oak Ridge neighborhood scores 1.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 26045020101?
5.3% of residents in tract 26045020101 live below the federal poverty line (ACS B17001, 2023). Population: 3,298.
Q3
How socially vulnerable is tract 26045020101?
CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 2th, household 14th, minority 35th, housing 4th.
Q4
Is tract 26045020101 considered part of Oak Ridge?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26045020101 fall within Oak Ridge (neighborhood centroid within 0.8 miles, OSM data).
Q5
How many evictions are filed each year in tract 26045020101?
Princeton Eviction Lab recorded 51 eviction filings across 8 validated years in tract 26045020101 (2000-2018). The average annual filing rate is 0.00% of renter households, peaking at 92.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 26045020101 struggle to pay rent?
About 6.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26045020101 compare to Waverly overall?
Tract 26045020101 scores 1.4/10, lower than the parent city of Waverly at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waverly eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26045020101 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Waverly
Top eight tracts in Waverly ranked by composite eviction-risk score.
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