Census Tract · Ranked #46,312 of 84,120 nationally

St. Clair Shores Eviction Risk: Lower

Tract 26099251800 · Macomb County, MI · pop 4,090

For landlords sizing up St. Clair Shores in Macomb County, census tract 26099251800 carries a moderate eviction-risk score of 5.7/10. That is riskier than about 65% of US census tracts.

58% of renter households here spend at least 30% of income on rent, a severe level, and 32% are severely burdened at 50% or more. Average rent runs $952 a month against an average household income of $51,250 a year, roughly 22% of income at the averages. Renters make up 16% of occupied homes.

Risk score

3.7

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 7% Owners 84%

Tract context

Occupied units1,965

Renter share15.8%

SVI overall0.24

Poverty rate13.9%

Median income$51,250

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across St. Clair Shores and the region

Centroid at 42.4583, -82.9182 · click any tract to drill in

Why St. Clair Shores scores 3.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from St. Clair Shores

5.1

Regional political climate

2024 county presidential margin

4.6

State political climate

Michigan legislature & governorship

3.3

Economic stress

13.9% poverty · this tract

3.5

Supply constraint

$952 rent vs county FMR

1.9

Rent control risk

Inherited from St. Clair Shores

2.9

Eviction process difficulty

State law sets the calendar

2.9

Tenant organizing strength

Inherited from St. Clair Shores

3.7

Housing court bias

Inherited from St. Clair Shores

3.3

How St. Clair Shores compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 24

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

26%Socioeconomic
39%Household composition
60%Racial/ethnic minority
18%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
2%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.8%Housing insecurity
10.3%Utility-shutoff threat
16.8%Food insecurity
15.8%SNAP enrollment
8.9%Transit barriers
6.3%No health insurance
17.6%Frequent mental distress
32.4%Any disability

Analysis

What drives eviction risk in St. Clair Shores

The heaviest input here is tenant organizing strength at 3.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Clair Shores eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Macomb County average of 5.5 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 24th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 13.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26099251800

What is the eviction-risk score for census tract 26099251800?

Census tract 26099251800 in St. Clair Shores scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26099251800?

Median gross rent is $952/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.

What is the poverty rate in tract 26099251800?

13.9% of residents in tract 26099251800 live below the federal poverty line (ACS B17001, 2023). Population: 4,090.

How socially vulnerable is tract 26099251800?

CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 26th, household 39th, minority 60th, housing 18th.

What share of households in tract 26099251800 struggle to pay rent?

About 13.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26099251800 compare to St. Clair Shores overall?

Tract 26099251800 scores 3.7/10, higher than the parent city of St. Clair Shores at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Clair Shores eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26099251800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in St. Clair Shores

Top eight tracts in St. Clair Shores ranked by composite eviction-risk score.