McDowell Eviction Risk: Moderate , Detroit

Food insecurity runs 36.8% against 17.8% nationally. 57% of renter households cross the 30%-of-income line, higher than the Wayne County average of 46.6%. 18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Inability to pay a utility bill runs 23.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Well under the midpoint, rent-regulation exposure reads 2/10. On the softer side, economic stress reads 2/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 44th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 6.2/10, which tracks how hard a shock lands on the households already here.

Of its three components the housing type and transport measure is the least pressured. It tracks the Wayne County average of 4.6 closely.

Average gross rent is $1,063, close to the Detroit average. Annual rent works out to 25% of average household income of $50,400.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.