Schuman's Addition Eviction Risk: Moderate , Rolla

The score leans hardest on tenant-organizing strength at 9.6/10. 31% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Set annual rent against average income of $22,895 and the ratio lands at 39%, above the conventional 30% ceiling.

The poverty rate is 36%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, economic stress reads 8.9/10.

This is renter territory: 79% of occupied units are tenant-occupied. It sits 1.7 points above the Phelps County average of 4.1.

Sitting well above the midpoint, housing-court posture reads 8/10. Food insecurity runs 27.9% against 17.8% nationally. Inability to pay a utility bill runs 16.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the national scale it lands near the 76th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 8.6/10. Statewide the MO average is 3.8, so this tract runs 2.0 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.