St. Charles Eviction Risk: Lower

Well under the midpoint, rent-regulation exposure reads 1.9/10. On the softer side, eviction-process difficulty reads 1.9/10.

Food insecurity runs 7.2% against 17.8% nationally. 30% of renter households cross the 30%-of-income line, lower than the St. Charles County average of 36.4%.

SNAP participation runs 4.9% against 15.2% nationally. Princeton's Eviction Lab logged 70 filings here across 11 tracked years.

Filings peaked in 2010 at 6.0% of renter households. In a typical year about 2.6% of renter households face a filing. On the national scale it lands near the 29th percentile of the 84,120 tracts scored.

At 12% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $95,745, annual rent is just 16%.

Of its three components the housing type and transport measure is the least pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.