Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #60,063 of 84,120 nationally
Arcola Eviction Risk: Lower , Fair Lawn
Tract 34003017502 · Bergen County, NJ · pop 4,273 · neighborhood within 0.6 mi
For landlords sizing up the Arcola neighborhood of Fair Lawn, census tract 34003017502 carries an elevated eviction-risk score of 6.3/10. That is riskier than roughly 83% of the 84,120 US census tracts we score.
42% of renter households here spend at least 30% of income on rent, a severe level, and 17% are severely burdened at 50% or more. Average rent runs $1,809 a month against an average household income of $128,393 a year, roughly 17% of income at the averages. Renters make up 17% of occupied homes.
Risk score
2.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 10%
Owners 83%
Tract context
Occupied units1,408
Renter share17.0%
SVI overall0.45
Poverty rate3.9%
Median income$128,393
Percentile rank
Higher percentile = riskier than more peers.Within parent city
29
th percentile
Low
Within county
49
th percentile
Moderate
Within state
36
th percentile
Low
Geographic context
Risk heat across Fair Lawn and the region
Centroid at 40.9244, -74.0995 · click any tract to drill in
Why Arcola scores 2.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fair Lawn
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.9% poverty · this tract
1.0
Supply constraint
$1,809 rent vs county FMR
3.7
Rent control risk
Inherited from Fair Lawn
8.5
Eviction process difficulty
State law sets the calendar
6.3
Tenant organizing strength
Inherited from Fair Lawn
4.8
Housing court bias
Inherited from Fair Lawn
6.0
How Arcola compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 45
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 30%Socioeconomic
- 45%Household composition
- 58%Racial/ethnic minority
- 62%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 22%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Arcola. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.6%Housing insecurity
- 4.1%Utility-shutoff threat
- 7.5%Food insecurity
- 3.6%SNAP enrollment
- 4.5%Transit barriers
- 7.2%No health insurance
- 13.1%Frequent mental distress
- 18.2%Any disability
Analysis
What drives eviction risk in Arcola
The heaviest input here is rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fair Lawn eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Bergen County average of 6.3 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003017502
Q1
What is the eviction-risk score for census tract 34003017502?
Census tract 34003017502 in the Arcola neighborhood scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003017502?
Median gross rent is $1,809/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003017502?
3.9% of residents in tract 34003017502 live below the federal poverty line (ACS B17001, 2023). Population: 4,273.
Q4
How socially vulnerable is tract 34003017502?
CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 30th, household 45th, minority 58th, housing 62th.
Q5
Is tract 34003017502 considered part of Arcola?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003017502 fall within Arcola (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 34003017502 struggle to pay rent?
About 7.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003017502 compare to Fair Lawn overall?
Tract 34003017502 scores 2.9/10, lower than the parent city of Fair Lawn at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fair Lawn eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34003017502 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Fair Lawn
Top eight tracts in Fair Lawn ranked by composite eviction-risk score.
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