Arcola Eviction Risk: Moderate , Fair Lawn

Running hot, rent-regulation exposure reads 8.5/10. Severe burden reaches 17%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, court filing pressure reads 7.9/10. SNAP participation runs 3.6% against 15.2% nationally. Food insecurity runs 7.5% against 17.8% nationally.

Against Bergen County at 46.6%, 42% of renters here are cost-burdened. Against the Bergen County average of 6.3, this tract reads safer for landlords by 0.8 points.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #23,808 of 84,120 for landlord eviction difficulty.

At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 5.1/10. Rent consumes only 17% of average household income of $128,393, an unusually wide affordability cushion.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $1,809, close to the Fair Lawn average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.