Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #24,859 of 84,120 nationally
Arcola Eviction Risk: Moderate , Fair Lawn
Tract 34003052100 · Bergen County, NJ · pop 7,556 · neighborhood within 1.1 mi
With a score of 5.4/10, tract 34003052100 in the Arcola area of Bergen County, NJ reads moderate for landlord eviction risk. Population here is 7,556. The clearest offset is economic stress at 1/10.
Risk score
5.4
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 13%
Owners 80%
Tract context
Occupied units2,612
Renter share19.6%
SVI overall0.18
Poverty rate3.5%
Median income$125,076
Percentile rank
Higher percentile = riskier than more peers.Within county
31
th percentile
Low
Within state
45
th percentile
Moderate
National
70
th percentile
Elevated
Geographic context
Risk heat across Fair Lawn and the region
Centroid at 40.9109, -74.0958 · click any tract to drill in
Why Arcola scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fair Lawn
6.8
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$2,147 rent vs county FMR
5.4
Rent control risk
Inherited from Fair Lawn
6.8
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Fair Lawn
4.0
Housing court bias
Inherited from Fair Lawn
5.0
How Arcola compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 18
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 30%Socioeconomic
- 17%Household composition
- 52%Racial/ethnic minority
- 14%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 29%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 83Total filings over 5 yrs
- 3.09%Avg annual filing rate
- 3.9%Peak (2015)
- 14Filings in 2018 (latest validated)
Filings dropped 18% over the past 5 months.
Comparable tracts
Census tracts with similar eviction risk
Within Arcola. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.3%Housing insecurity
- 4.9%Utility-shutoff threat
- 9.6%Food insecurity
- 5.0%SNAP enrollment
- 5.4%Transit barriers
- 9.2%No health insurance
- 14.9%Frequent mental distress
- 22.1%Any disability
Analysis
What drives eviction risk in Arcola
35% of renter households cross the 30%-of-income line, markedly below the Bergen County average of 46.6%. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. Sitting well above the midpoint, court filing pressure reads 7.9/10.
SNAP participation runs 5.0% against 15.2% nationally. Court records carry 83 eviction filings across 5 observed years.
It sits 0.9 points below the Bergen County average of 6.3. Food insecurity runs 9.6% against 17.8% nationally.
The worst year on record was 2015, when 3.9% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
In a typical year about 3.1% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model. At 20% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.
CDC social-vulnerability scoring puts the tract at 2.6/10.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 34003052100
Q1
What is the eviction-risk score for census tract 34003052100?
Census tract 34003052100 in the Arcola neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003052100?
Median gross rent is $2,147/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003052100?
3.5% of residents in tract 34003052100 live below the federal poverty line (ACS B17001, 2023). Population: 7,556.
Q4
How socially vulnerable is tract 34003052100?
CDC Social Vulnerability Index ranks this tract in the 18th percentile nationally. Sub-themes: socioeconomic 30th, household 17th, minority 52th, housing 14th.
Q5
Is tract 34003052100 considered part of Arcola?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003052100 fall within Arcola (neighborhood centroid within 1.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 34003052100?
Princeton eviction risk Eviction Lab recorded 83 eviction filings across 5 validated years in tract 34003052100 (2000-2018). The average annual filing rate is 3.09% of renter households, peaking at 3.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34003052100 struggle to pay rent?
About 9.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34003052100 compare to Fair Lawn overall?
Tract 34003052100 scores 5.4/10, lower than the parent city of Fair Lawn at 6.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fair Lawn eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34003052100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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