Hackensack Eviction Risk: High

27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against the Bergen County average of 6.3, this tract reads riskier for landlords by 2.3 points. 72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Against Bergen County at 46.6%, 38% of renters here are cost-burdened. On the high side, court filing pressure reads 7.9/10. The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment.

Court records carry 1,099 eviction filings across 5 observed years. Filings peaked in 2014 at 17.2% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 14.5% of renter households face a filing.

On the national scale it lands near the 94th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.3/10, which tracks how hard a shock lands on the households already here.

Statewide the NJ average is 6.0, so this tract runs 2.6 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.