Census Tract · Ranked #32,842 of 84,120 nationally
Montvale Eviction Risk: Moderate
Tract 34003035100 ·
Bergen County, NJ · pop 8,413
34003035100 is a census tract in Montvale, NJ. It scores 5/10 for landlords. It is home to 8,413 residents. 39% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%Stable renters 8%Owners 84%
Tract context
Occupied units3,086
Renter share15.9%
SVI overall0.21
Poverty rate3.8%
Median income$183,664
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
50th percentile
#1 of 1 tracts In Montvale
Moderate
Within county
13th percentile
#177 of 203 tracts In Bergen County
Very Low
Within state
36th percentile
#1,385 of 2,175 tracts In New Jersey
Low
National
61th percentile
#32,842 of 84,120 tracts In U.S.
Elevated
Geographic context
Risk heat across Montvale and the region
Centroid at 41.0546, -74.0473 · click any tract to drill in
Why Montvale scores 5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Montvale
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$2,241 rent vs county FMR
5.8
Rent control risk
Inherited from Montvale
9.3
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Montvale
3.9
Housing court bias
Inherited from Montvale
6.0
How Montvale compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 21
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
14%Socioeconomic
52%Household composition
45%Racial/ethnic minority
22%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
3%Grade B
7%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
7.1%Housing insecurity
3.9%Utility-shutoff threat
7.5%Food insecurity
3.8%SNAP enrollment
4.4%Transit barriers
6.4%No health insurance
13.4%Frequent mental distress
19.9%Any disability
Analysis
What drives eviction risk in Montvale
The score leans hardest on rent-regulation exposure at 9.3/10. Well under the midpoint, economic stress reads 1/10.
Running hot, court filing pressure reads 7.9/10. It sits 1.3 points below the Bergen County average of 6.3. Food insecurity runs 7.5% against 17.8% nationally.
Princeton eviction risk's Eviction Lab logged 132 filings here across 5 tracked years. Inability to pay a utility bill runs 3.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $2,241, 9% above the Montvale average.
The worst year on record was 2014, when 9.7% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 6.3% of renter households face a filing.
Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty. At 16% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 2.9/10.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 34003035100
Q1
What is the eviction-risk score for census tract 34003035100?
Census tract 34003035100 in Montvale scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003035100?
Median gross rent is $2,241/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003035100?
3.8% of residents in tract 34003035100 live below the federal poverty line (ACS B17001, 2023). Population: 8,413.
Q4
How socially vulnerable is tract 34003035100?
CDC Social Vulnerability Index ranks this tract in the 21th percentile nationally. Sub-themes: socioeconomic 14th, household 52th, minority 45th, housing 22th.
Q5
How many evictions are filed each year in tract 34003035100?
Princeton eviction risk Eviction Lab recorded 132 eviction filings across 5 validated years in tract 34003035100 (2000-2018). The average annual filing rate is 6.33% of renter households, peaking at 9.7% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 34003035100 struggle to pay rent?
About 7.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003035100 compare to Montvale overall?
Tract 34003035100 scores 5/10, lower than the parent city of Montvale at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Montvale; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34003035100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.