Mill Pond Eviction Risk: Moderate , Franklin Lakes

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The voucher gap is 62.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 59% of renter households cross the 30%-of-income line, markedly above the Bergen County average of 46.6%.

On the softer side, economic stress reads 1/10. Running hot, rent-regulation exposure reads 8.5/10. Food insecurity runs 5.7% against 17.8% nationally.

It sits 1.3 points below the Bergen County average of 6.3. Housing insecurity runs 5.7% against 14.2% nationally.

Court records carry 72 eviction filings across 5 observed years. The worst year on record was 2017, when 4.9% of renter households were served.

In a typical year about 3.5% of renter households face a filing. That is riskier than roughly 61% of the 84,120 US census tracts in this model.

Social vulnerability reads 3.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NJ average is 6.0, so this tract runs 1.0 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.