Within parent city
67
th percentile
Elevated
Census Tract · Ranked #56,660 of 84,120 nationally
Rutherford Eviction Risk: Lower
Tract 34003051200 · Bergen County, NJ · pop 2,615
Rutherford in Bergen County anchors census tract 34003051200, which lands at 6.2/10 on landlord eviction risk. That is riskier than roughly 80% of the 84,120 US census tracts we score.
About 40% of renters carry a rent burden of 30% of income or higher, a high level, and 12% are severely burdened at 50% or more. Average gross rent is $1,887 monthly, set against $175,385 in average yearly household income, roughly 13% of income at the averages. Renters make up 14% of occupied homes.
Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 8%
Owners 86%
Tract context
Occupied units990
Renter share13.9%
SVI overall0.29
Poverty rate10.9%
Median income$175,385
Percentile rank
Higher percentile = riskier than more peers.Within county
53
th percentile
Moderate
Within state
40
th percentile
Moderate
National
33
th percentile
Low
Geographic context
Risk heat across Rutherford and the region
Centroid at 40.8269, -74.1187 · click any tract to drill in
Why Rutherford scores 3.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Rutherford
7.6
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
10.9% poverty · this tract
2.7
Supply constraint
$1,887 rent vs county FMR
4.1
Rent control risk
Inherited from Rutherford
3.4
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Rutherford
7.7
Housing court bias
Inherited from Rutherford
3.2
How Rutherford compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 29
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 32%Socioeconomic
- 38%Household composition
- 45%Racial/ethnic minority
- 26%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 49%Grade B
- 44%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 21Total filings over 5 yrs
- 2.90%Avg annual filing rate
- 2.9%Peak (2015)
- 5Filings in 2018 (latest validated)
Filings climbed 67% over the past 5 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.0%Housing insecurity
- 5.0%Utility-shutoff threat
- 9.7%Food insecurity
- 5.3%SNAP enrollment
- 5.4%Transit barriers
- 8.4%No health insurance
- 14.3%Frequent mental distress
- 21.7%Any disability
Analysis
What drives eviction risk in Rutherford
The score leans hardest on tenant organizing strength at 7.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rutherford, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Bergen County average of 6.3 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly White and ranks around the 29th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003051200
Q1
What is the eviction-risk score for census tract 34003051200?
Census tract 34003051200 in Rutherford scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003051200?
Median gross rent is $1,887/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003051200?
10.9% of residents in tract 34003051200 live below the federal poverty line (ACS B17001, 2023). Population: 2,615.
Q4
How socially vulnerable is tract 34003051200?
CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 32th, household 38th, minority 45th, housing 26th.
Q5
How many evictions are filed each year in tract 34003051200?
Princeton eviction risk Eviction Lab recorded 21 eviction filings across 5 validated years in tract 34003051200 (2000-2018). The average annual filing rate is 2.90% of renter households, peaking at 2.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 34003051200 struggle to pay rent?
About 9.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003051200 compare to Rutherford overall?
Tract 34003051200 scores 3.1/10, lower than the parent city of Rutherford at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rutherford; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34003051200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Rutherford
Top eight tracts in Rutherford ranked by composite eviction-risk score.
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