Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #13,812 of 84,120 nationally
Cambridge Heights at Terrace Lake Eviction Risk: Elevated , Butler
Tract 34027040500 · Morris County, NJ · pop 3,544 · neighborhood within 1.1 mi
Census tract 34027040500 covers part of the Cambridge Heights at Terrace Lake area of Butler, NJ, and scores 6.8/10 on landlord eviction risk. It is home to 3,544 residents. The severe-burden share is 26%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
6.8
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20%
Stable renters 22%
Owners 58%
Tract context
Occupied units1,604
Renter share42.5%
SVI overall0.30
Poverty rate16.0%
Median income$97,917
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
82
th percentile
High
Within state
68
th percentile
Elevated
Geographic context
Risk heat across Butler and the region
Centroid at 41.0010, -74.3437 · click any tract to drill in
Why Cambridge Heights at Terrace Lake scores 6.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Butler
6.2
Regional political climate
2024 county presidential margin
5.2
State political climate
New Jersey legislature & governorship
6.8
Economic stress
16.0% poverty · this tract
4.0
Supply constraint
$1,351 rent vs county FMR
1.3
Rent control risk
Inherited from Butler
3.9
Eviction process difficulty
State law sets the calendar
6.6
Tenant organizing strength
Inherited from Butler
6.9
Housing court bias
Inherited from Butler
4.4
How Cambridge Heights at Terrace Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 30
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 39%Socioeconomic
- 9%Household composition
- 49%Racial/ethnic minority
- 46%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 56Total filings over 2 yrs
- 4.78%Avg annual filing rate
- 6.0%Peak (2017)
- 21Filings in 2018 (latest validated)
Comparable tracts
Census tracts with similar eviction risk
Within Cambridge Heights at Terrace Lake. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.3%Housing insecurity
- 7.1%Utility-shutoff threat
- 12.7%Food insecurity
- 8.1%SNAP enrollment
- 7.3%Transit barriers
- 11.1%No health insurance
- 15.9%Frequent mental distress
- 24.4%Any disability
Analysis
What drives eviction risk in Cambridge Heights at Terrace Lake
The clearest offset is supply constraint at 1.3/10. It sits 1.3 points above the Morris County average of 5.5. Against Morris County at 40.8%, 48% of renters here are cost-burdened.
On the high side, court filing pressure reads 7.1/10. Average gross rent is $1,351, 16% below the Butler average. The filing record is not thin: 56 evictions over 2 years of observation.
SNAP participation runs 8.1% against 15.2% nationally. Sitting well above the midpoint, tenant-organizing strength reads 6.9/10.
The worst year on record was 2017, when 6.0% of renter households were served. In a typical year about 4.8% of renter households face a filing. That is riskier than roughly 84% of the 84,120 US census tracts in this model.
On the CDC Social Vulnerability Index the tract reads 3.7/10, which tracks how hard a shock lands on the households already here. Against average income of $97,917, annual rent is just 17%. Of its three components the household composition measure is the least pressured.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 34027040500
Q1
What is the eviction-risk score for census tract 34027040500?
Census tract 34027040500 in the Cambridge Heights at Terrace Lake neighborhood scores 6.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34027040500?
Median gross rent is $1,351/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34027040500?
16.0% of residents in tract 34027040500 live below the federal poverty line (ACS B17001, 2023). Population: 3,544.
Q4
How socially vulnerable is tract 34027040500?
CDC Social Vulnerability Index ranks this tract in the 30th percentile nationally. Sub-themes: socioeconomic 39th, household 9th, minority 49th, housing 46th.
Q5
Is tract 34027040500 considered part of Cambridge Heights at Terrace Lake?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34027040500 fall within Cambridge Heights at Terrace Lake (neighborhood centroid within 1.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 34027040500?
Princeton eviction risk Eviction Lab recorded 56 eviction filings across 2 validated years in tract 34027040500 (2000-2018). The average annual filing rate is 4.78% of renter households, peaking at 6.0% in 2017. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34027040500 struggle to pay rent?
About 11.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34027040500 compare to Butler overall?
Tract 34027040500 scores 6.8/10, higher than the parent city of Butler at 5.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Butler; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Butler
Top eight tracts in Butler ranked by composite eviction-risk score.
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