Census Tract · Ranked #12,980 of 84,120 nationally

Florham Park Eviction Risk: Elevated

Tract 34027042602 · Morris County, NJ · pop 5,529

Florham Park anchors census tract 34027042602, which lands at 6.7/10 on landlord eviction risk. It lands near the 90th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 49% of renter households, a severe level, and 35% are severely burdened at 50% or more. Average rent runs $3,124 a month against an average household income of $133,646 a year, roughly 28% of income at the averages. Renters make up 41% of occupied homes.

Risk score

7.2

Elevated

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 20% Stable renters 21% Owners 59%

Tract context

Occupied units2,842

Renter share41.2%

SVI overall0.19

Poverty rate11.6%

Median income$133,646

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Florham Park and the region

Centroid at 40.7689, -74.3812 · click any tract to drill in

Why Florham Park scores 7.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Florham Park

7.1

Regional political climate

2024 county presidential margin

5.2

State political climate

New Jersey legislature & governorship

6.8

Economic stress

11.6% poverty · this tract

2.9

Supply constraint

$3,124 rent vs county FMR

9.6

Rent control risk

Inherited from Florham Park

6.1

Eviction process difficulty

State law sets the calendar

6.1

Tenant organizing strength

Inherited from Florham Park

6.6

Housing court bias

Inherited from Florham Park

5.2

How Florham Park compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 19

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

10%Socioeconomic
34%Household composition
49%Racial/ethnic minority
31%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
3%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.9%Housing insecurity
4.5%Utility-shutoff threat
7.6%Food insecurity
4.5%SNAP enrollment
4.9%Transit barriers
6.0%No health insurance
12.6%Frequent mental distress
21.2%Any disability

Analysis

What drives eviction risk in Florham Park

The score leans hardest on supply constraint at 9.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Florham Park, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Morris County average of 5.8 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 19th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34027042602

What is the eviction-risk score for census tract 34027042602?

Census tract 34027042602 in Florham Park scores 7.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34027042602?

Median gross rent is $3,124/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 34027042602?

11.6% of residents in tract 34027042602 live below the federal poverty line (ACS B17001, 2023). Population: 5,529.

How socially vulnerable is tract 34027042602?

CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 10th, household 34th, minority 49th, housing 31th.

What share of households in tract 34027042602 struggle to pay rent?

About 6.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34027042602 compare to Florham Park overall?

Tract 34027042602 scores 7.2/10, higher than the parent city of Florham Park at 6.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Florham Park; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34027042602 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Florham Park

Top eight tracts in Florham Park ranked by composite eviction-risk score.