Latham Eviction Risk: Moderate

The clearest offset is supply constraint at 1.8/10. Severe burden reaches 18%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Running cool, economic stress reads 2.1/10. Sitting well above the midpoint, tenant-organizing strength reads 7.6/10.

Against the Albany County average of 6.9, this tract reads safer for landlords by 1.1 points. Against Albany County at 42.1%, 37% of renters here are cost-burdened. SNAP participation runs 6.7% against 15.2% nationally.

Adults with no health insurance runs 3.8% against 11.3% nationally. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Troy. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 76th percentile of the 84,120 tracts scored. At 24% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 3/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $90,900, annual rent is just 13%.

Statewide the NY average is 7.7, so this tract runs 1.9 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.