Downtown Binghamton Eviction Risk: High

Annualized rent equals 74% of average household income of $33,558, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is economic stress at 10/10.

At $2,068 a month, rents run 138% over what the rest of Binghamton commands. The poverty rate is 60%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, supply constraint reads 10/10. The voucher gap is 74.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Against the Broome County average of 6.7, this tract reads riskier for landlords by 2.6 points.

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the high side, tenant-organizing strength reads 9.5/10.

about half of renter households cross the 30%-of-income line, above the Broome County average of 45.5%. Housing insecurity runs 21.5% against 14.2% nationally. Inability to pay a utility bill runs 15.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.