Lyell-Otis Eviction Risk: High , Rochester

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against the Monroe County average of 7.2, this tract reads riskier for landlords by 2.3 points. The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Pulling hardest the other way is supply constraint at 2.1/10. Housing insecurity runs 28.4% against 14.2% nationally.

Sitting well above the midpoint, local political climate reads 7.5/10. Running hot, eviction-process difficulty reads 7.5/10. Inability to pay a utility bill runs 18.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Rochester. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #2,657 of 84,120 for landlord eviction difficulty. Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 1.8 points hotter. Of its three components the household composition measure is the most pressured. Average gross rent is $1,016, close to the Rochester average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.