Hamilton Hill Eviction Risk: High , Schenectady

The score leans hardest on economic stress at 10/10. Average gross rent is $537, 53% below the Schenectady average.

SNAP participation runs 63.0% against 15.2% nationally. The poverty rate is 64%, which in this model reads as reduced rent-recovery odds after a judgment. Set annual rent against average income of $13,652 and the ratio lands at 47%, above the conventional 30% ceiling.

Against the Schenectady County average of 6.6, this tract reads riskier for landlords by 2.6 points. Running hot, tenant-organizing strength reads 9.4/10.

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Disability prevalence runs 51.4% against 31.5% nationally. On the softer side, supply constraint reads 1/10.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 96% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.9/10, which tracks how hard a shock lands on the households already here.

Statewide the NY average is 7.7, so this tract runs 1.5 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.