Hamilton Hill Eviction Risk: High , Schenectady

Against Schenectady County at 48.2%, 73% of renters here are cost-burdened. It sits 2.6 points above the Schenectady County average of 6.6.

The score leans hardest on tenant-organizing strength at 9.4/10. SNAP participation runs 35.0% against 15.2% nationally. Set annual rent against average income of $37,363 and the ratio lands at 38%, above the conventional 30% ceiling.

71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the high side, housing-court posture reads 8.2/10.

Housing insecurity runs 28.6% against 14.2% nationally. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, rent-regulation exposure reads 7.9/10.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 96th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 9.3/10.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.