Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #44,543 of 84,120 nationally
Northside Eviction Risk: Lower , Schenectady
Tract 36093032402 · Schenectady County, NY · pop 3,476 · neighborhood within 1.5 mi
The Moderate-tier score of 5.6/10 for census tract 36093032402 reflects conditions in Northside in Schenectady, New York. That is riskier than roughly 60% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 37% of renter households, a high level, and 18% are severely burdened at 50% or more. The typical renter pays about $1,614 a month while the average household earns $77,566 a year, roughly 25% of income at the averages. About 58% of occupied units are renter-occupied, a renter-majority tract.
Risk score
3.8
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 37%
Owners 41%
Tract context
Occupied units1,723
Renter share58.3%
SVI overall0.38
Poverty rate7.2%
Median income$77,566
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
48
th percentile
Moderate
Within state
21
th percentile
Low
Geographic context
Risk heat across Schenectady and the region
Centroid at 42.8494, -73.9258 · click any tract to drill in
Why Northside scores 3.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Schenectady
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
7.2% poverty · this tract
1.8
Supply constraint
$1,614 rent vs county FMR
5.9
Rent control risk
Inherited from Schenectady
5.5
Eviction process difficulty
State law sets the calendar
6.6
Tenant organizing strength
Inherited from Schenectady
7.5
Housing court bias
Inherited from Schenectady
4.4
How Northside compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 38
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 32%Socioeconomic
- 40%Household composition
- 13%Racial/ethnic minority
- 62%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 5%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Northside. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.0%Housing insecurity
- 4.8%Utility-shutoff threat
- 8.7%Food insecurity
- 7.1%SNAP enrollment
- 5.3%Transit barriers
- 4.4%No health insurance
- 13.7%Frequent mental distress
- 24.5%Any disability
Analysis
What drives eviction risk in Northside
The score leans hardest on tenant organizing strength at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Schenectady County average of 6.0 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly White and ranks around the 38th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 36093032402
Q1
What is the eviction-risk score for census tract 36093032402?
Census tract 36093032402 in the Northside neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36093032402?
Median gross rent is $1,614/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36093032402?
7.2% of residents in tract 36093032402 live below the federal poverty line (ACS B17001, 2023). Population: 3,476.
Q4
How socially vulnerable is tract 36093032402?
CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 32th, household 40th, minority 13th, housing 62th.
Q5
Is tract 36093032402 considered part of Northside?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093032402 fall within Northside (neighborhood centroid within 1.5 miles, OSM data).
Q6
What share of households in tract 36093032402 struggle to pay rent?
About 8.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36093032402 compare to Schenectady overall?
Tract 36093032402 scores 3.8/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36093032402 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Schenectady
Top eight tracts in Schenectady ranked by composite eviction-risk score.
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