Neighborhood · Ranked #3,157 of 84,120 nationally

Northside Eviction Risk: Elevated , Schenectady

Tract 36093020200 · Schenectady County, NY · pop 2,592 · neighborhood within 0.3 mi

Landlord eviction risk in census tract 36093020200 (the Northside area of Schenectady, New York) comes in at 6.9/10, the Elevated tier. On the national scale it ranks #6,124 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 49% of renter households, a severe level, and 36% are severely burdened at 50% or more. The typical renter pays about $1,339 a month while the average household earns $57,555 a year, roughly 28% of income at the averages. About 71% of occupied units are renter-occupied, a renter-majority tract.

Risk score

7.5

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 35% Stable renters 36% Owners 29%

Tract context

Occupied units1,504

Renter share70.6%

SVI overall0.84

Poverty rate22.8%

Median income$57,555

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8294, -73.9259 · click any tract to drill in

Why Northside scores 7.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

22.8% poverty · this tract

5.7

Supply constraint

$1,339 rent vs county FMR

4.0

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Northside compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

82%Socioeconomic
53%Household composition
64%Racial/ethnic minority
90%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
5%Grade C
27%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Northside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.7%Housing insecurity
13.5%Utility-shutoff threat
24.7%Food insecurity
23.8%SNAP enrollment
13.3%Transit barriers
9.4%No health insurance
19.7%Frequent mental distress
31.7%Any disability

Analysis

What drives eviction risk in Northside

The heaviest input here is tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 20.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.5% faced a utility shutoff threat, a common early warning before a filing.

The tract is White and Black and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093020200

What is the eviction-risk score for census tract 36093020200?

Census tract 36093020200 in the Northside neighborhood scores 7.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020200?

Median gross rent is $1,339/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 36093020200?

22.8% of residents in tract 36093020200 live below the federal poverty line (ACS B17001, 2023). Population: 2,592.

How socially vulnerable is tract 36093020200?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 82th, household 53th, minority 64th, housing 90th.

Is tract 36093020200 considered part of Northside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020200 fall within Northside (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36093020200 struggle to pay rent?

About 20.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020200 compare to Schenectady overall?

Tract 36093020200 scores 7.5/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 27% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.