Northside Eviction Risk: High , Schenectady

It sits 2.6 points above the Schenectady County average of 6.6. The dominant input is tenant-organizing strength at 9.4/10. This is renter territory: 71% of occupied units are tenant-occupied.

Sitting well above the midpoint, housing-court posture reads 8.2/10. Running hot, rent-regulation exposure reads 7.9/10.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $1,339, 17% above the Schenectady average.

SNAP participation runs 23.8% against 15.2% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 96% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here. Statewide the NY average is 7.7, so this tract runs 1.5 points hotter.

Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.