Smithtown Eviction Risk: Moderate

around two-thirds of renter households cross the 30%-of-income line, markedly above the Suffolk County average of 51.3%. The clearest offset is economic stress at 1/10. Running hot, rent-regulation exposure reads 7.8/10.

At $2,396 a month, rents run 19% over what the rest of Smithtown commands. SNAP participation runs 5.0% against 15.2% nationally.

On the high side, state political climate reads 7.3/10. Against the Suffolk County average of 6.3, this tract reads safer for landlords by 0.8 points. Inability to pay a utility bill runs 3.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Nationally it ranks #23,808 of 84,120 for landlord eviction difficulty. Only 10% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 1.4/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 14% of average household income of $207,870, an unusually wide affordability cushion.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.