Neighborhood · Ranked #71,178 of 84,120 nationally

Springs Creek Eviction Risk: Lower , Mount Holly

Tract 37071031006 · Gaston County, NC · pop 1,627 · neighborhood within 1.3 mi

In the Springs Creek area of Mount Holly, census tract 37071031006 scores 4.4/10 for eviction risk. That is riskier than about 20% of US census tracts.

0% of renter households here spend at least 30% of income on rent, a modest level, and 0% are severely burdened at 50% or more. Average gross rent is $1,380 monthly, set against $94,573 in average yearly household income, roughly 18% of income at the averages. About 19% of occupied units are renter-occupied.

Risk score

2.2

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 0% Stable renters 19% Owners 81%

Tract context

Occupied units672

Renter share18.9%

SVI overall0.15

Poverty rate3.6%

Median income$94,573

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Mount Holly and the region

Centroid at 35.3184, -81.0619 · click any tract to drill in

Why Springs Creek scores 2.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Mount Holly

4.3

Regional political climate

2024 county presidential margin

3.6

State political climate

North Carolina legislature & governorship

2.3

Economic stress

3.6% poverty · this tract

1.0

Supply constraint

$1,380 rent vs county FMR

2.6

Rent control risk

Inherited from Mount Holly

6.7

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Mount Holly

7.0

Housing court bias

Inherited from Mount Holly

5.6

How Springs Creek compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 15

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

23%Socioeconomic
57%Household composition
17%Racial/ethnic minority
8%Housing & transportation

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.2%Housing insecurity
5.0%Utility-shutoff threat
8.9%Food insecurity
6.2%SNAP enrollment
5.4%Transit barriers
7.1%No health insurance
15.0%Frequent mental distress
28.0%Any disability

Analysis

What drives eviction risk in Springs Creek

The score leans hardest on tenant organizing strength at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mount Holly eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Gaston County average of 5.5 and below the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 8.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.0% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 15th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37071031006

What is the eviction-risk score for census tract 37071031006?

Census tract 37071031006 in the Springs Creek neighborhood scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37071031006?

Median gross rent is $1,380/month (ACS 5-year 2023, table B25064). 0% of renter households are cost-burdened.

What is the poverty rate in tract 37071031006?

3.6% of residents in tract 37071031006 live below the federal poverty line (ACS B17001, 2023). Population: 1,627.

How socially vulnerable is tract 37071031006?

CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 23th, household 57th, minority 17th, housing 8th.

Is tract 37071031006 considered part of Springs Creek?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37071031006 fall within Springs Creek (neighborhood centroid within 1.3 miles, OSM data).

What share of households in tract 37071031006 struggle to pay rent?

About 8.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37071031006 compare to Mount Holly overall?

Tract 37071031006 scores 2.2/10, lower than the parent city of Mount Holly at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mount Holly eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Mount Holly

Top eight tracts in Mount Holly ranked by composite eviction-risk score.