Within parent city
100
th percentile
Very High
Census Tract · Ranked #32,842 of 84,120 nationally
Harmony Eviction Risk: Moderate
Tract 37097060802 · Iredell County, NC · pop 3,499 · 1% of tract blocks fall in Harmony
37097060802 is a census tract in Harmony, NC. It scores 5/10 for landlords. 14% of renter households cross the 30%-of-income line, far below the Iredell County average of 34.7%.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3%
Stable renters 21%
Owners 76%
Tract context
Occupied units1,332
Renter share23.9%
SVI overall0.28
Poverty rate19.6%
Median income$71,518
Percentile rank
Higher percentile = riskier than more peers.Within county
71
th percentile
Elevated
Within state
80
th percentile
High
National
61
th percentile
Elevated
Geographic context
Risk heat across Harmony and the region
Centroid at 35.9163, -80.7748 · click any tract to drill in
Why Harmony scores 5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Harmony
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
19.6% poverty · this tract
4.9
Supply constraint
$851 rent vs county FMR
1.1
Rent control risk
Inherited from Harmony
2.0
Eviction process difficulty
State law sets the calendar
2.7
Tenant organizing strength
Inherited from Harmony
6.5
Housing court bias
Inherited from Harmony
3.4
How Harmony compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 28
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 60%Socioeconomic
- 21%Household composition
- 36%Racial/ethnic minority
- 11%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 54Total filings over 3 yrs
- 12.79%Avg annual filing rate
- 20.4%Peak (2002)
- 7Filings in 2005 (latest validated)
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.0%Housing insecurity
- 8.7%Utility-shutoff threat
- 17.5%Food insecurity
- 14.6%SNAP enrollment
- 9.3%Transit barriers
- 12.6%No health insurance
- 18.3%Frequent mental distress
- 38.0%Any disability
Analysis
What drives eviction risk in Harmony
The clearest offset is supply constraint at 1.1/10. Average gross rent is $851, 35% below the Harmony average.
Sitting well above the midpoint, court filing pressure reads 8.6/10. Running cool, rent-regulation exposure reads 2/10.
The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. The filing record is not thin: 54 evictions over 3 years of observation. Against the Iredell County average of 4.2, this tract reads riskier for landlords by 0.8 points.
The worst year on record was 2002, when 20.4% of renter households were served. In a typical year about 12.8% of renter households face a filing. Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty.
Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 3.5/10. Against average income of $71,518, annual rent is just 14%.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 37097060802
Q1
What is the eviction-risk score for census tract 37097060802?
Census tract 37097060802 in Harmony scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37097060802?
Median gross rent is $851/month (ACS 5-year 2023, table B25064). 14% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37097060802?
19.6% of residents in tract 37097060802 live below the federal poverty line (ACS B17001, 2023). Population: 3,499.
Q4
How socially vulnerable is tract 37097060802?
CDC Social Vulnerability Index ranks this tract in the 28th percentile nationally. Sub-themes: socioeconomic 60th, household 21th, minority 36th, housing 11th.
Q5
How many evictions are filed each year in tract 37097060802?
Princeton Eviction Lab recorded 54 eviction filings across 3 validated years in tract 37097060802 (2000-2018). The average annual filing rate is 12.79% of renter households, peaking at 20.4% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 37097060802 struggle to pay rent?
About 13.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37097060802 compare to Harmony overall?
Tract 37097060802 scores 5/10, higher than the parent city of Harmony at 3.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Harmony; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Harmony
Top eight tracts in Harmony ranked by composite eviction-risk score.
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