Tract 37097061101 Eviction Risk: Moderate

Sitting well above the midpoint, court filing pressure reads 8.6/10. Running cool, state political climate reads 2.3/10. Against the Iredell County average of 4.2, this tract reads riskier for landlords by 1.1 points.

The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment. Court records carry 85 eviction filings across 3 observed years.

Filings peaked in 2002 at 28.3% of renter households. In a typical year about 16.4% of renter households face a filing.

That is riskier than roughly 67% of the 84,120 US census tracts in this model. Only 12% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 5.8/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 17% of average household income of $56,375, an unusually wide affordability cushion. Statewide the NC average is 4.0, so this tract runs 1.3 points hotter. Average gross rent runs $811 a month.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.