Candlewood Eviction Risk: Moderate , Charlotte

Housing insecurity runs 32.9% against 14.2% nationally. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, rent-regulation exposure reads 1.5/10.

69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Inability to pay a utility bill runs 22.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Running cool, supply constraint reads 1.8/10.

At $1,232 a month, rents run 24% under what the rest of Charlotte commands. Against the Mecklenburg County average of 4.0, this tract reads riskier for landlords by 1.4 points.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. The filing record is not thin: 1,407 evictions over 4 years of observation. The worst year on record was 2016, when 30.0% of renter households were served.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.