Ayrsley Eviction Risk: Moderate , Charlotte

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. 57% of renter households cross the 30%-of-income line, well above the Mecklenburg County average of 45.3%.

75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Set annual rent against average income of $48,444 and the ratio lands at 34%, above the conventional 30% ceiling.

Well under the midpoint, rent-regulation exposure reads 1.5/10. SNAP participation runs 31.4% against 15.2% nationally.

Against the Mecklenburg County average of 4.0, this tract reads riskier for landlords by 1.4 points. On the softer side, state political climate reads 2.3/10.

Adults with no health insurance runs 21.9% against 11.3% nationally. Average gross rent is $1,355, 16% below the Charlotte average.

Court records carry 531 eviction filings across 4 observed years. The worst year on record was 2005, when 52.8% of renter households were served. In a typical year about 25.1% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.