Five Points Eviction Risk: Elevated , Cleveland

83% of renter households cross the 30%-of-income line, far above the Cuyahoga County average of 43.0%. What pushes it up most is economic stress at 10/10. SNAP participation runs 53.9% against 15.2% nationally.

The poverty rate is 47%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 32.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Set annual rent against average income of $25,709 and the ratio lands at 45%, above the conventional 30% ceiling. Running hot, court filing pressure reads 8.2/10. It sits 1.4 points above the Cuyahoga County average of 4.6.

Running cool, rent-regulation exposure reads 2/10. Princeton's Eviction Lab logged 809 filings here across 12 tracked years.

The worst year on record was 2006, when 11.6% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 10.9% of renter households face a filing.

On the national scale it lands near the 78th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.6/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.