Five Points Eviction Risk: Elevated , Cleveland

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 58% of renter households cross the 30%-of-income line, well above the Cuyahoga County average of 43.0%.

Inability to pay a utility bill runs 30.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Annualized rent equals 34% of average household income of $33,648, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on court filing pressure at 8.2/10.

68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

Well under the midpoint, rent-regulation exposure reads 2/10. Against the Cuyahoga County average of 4.6, this tract reads riskier for landlords by 1.4 points.

Running cool, state political climate reads 2.4/10. The filing record is not thin: 1,409 evictions over 12 years of observation. The worst year on record was 2008, when 17.1% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Cleveland. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 13.6% of renter households face a filing. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.