Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #72,539 of 84,120 nationally
West Creek Hills Eviction Risk: Lower , Camp Hill
Tract 42041010300 · Cumberland County, PA · pop 4,310 · neighborhood within 0.6 mi
For landlords sizing up West Creek Hills in Camp Hill, census tract 42041010300 carries a moderate eviction-risk score of 5.6/10. That is riskier than about 60% of US census tracts.
43% of renter households here spend at least 30% of income on rent, a severe level, and 14% are severely burdened at 50% or more. The typical renter pays about $1,268 a month while the average household earns $85,000 a year, roughly 18% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.
Risk score
2.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 29%
Owners 49%
Tract context
Occupied units2,020
Renter share50.7%
SVI overall0.49
Poverty rate3.8%
Median income$85,000
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
19
th percentile
Very Low
Within state
18
th percentile
Very Low
Geographic context
Risk heat across Camp Hill and the region
Centroid at 40.2647, -76.9122 · click any tract to drill in
Why West Creek Hills scores 2.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Camp Hill
5.9
Regional political climate
2024 county presidential margin
4.5
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$1,268 rent vs county FMR
4.2
Rent control risk
Inherited from Camp Hill
5.8
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Camp Hill
9.3
Housing court bias
Inherited from Camp Hill
4.3
How West Creek Hills compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 49
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 27%Household composition
- 41%Racial/ethnic minority
- 54%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 4%Grade B
- 8%Grade C
- 9%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 266Total filings over 3 yrs
- 9.89%Avg annual filing rate
- 12.4%Peak (2004)
- 111Filings in 2004 (latest validated)
Comparable tracts
Census tracts with similar eviction risk
Within West Creek Hills. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in West Creek Hills
What moves this score most is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Camp Hill, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Cumberland County average of 5.1 and in line with the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 49th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 9% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 42041010300
Q1
What is the eviction-risk score for census tract 42041010300?
Census tract 42041010300 in the West Creek Hills neighborhood scores 2.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42041010300?
Median gross rent is $1,268/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42041010300?
3.8% of residents in tract 42041010300 live below the federal poverty line (ACS B17001, 2023). Population: 4,310.
Q4
How socially vulnerable is tract 42041010300?
CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 58th, household 27th, minority 41th, housing 54th.
Q5
Is tract 42041010300 considered part of West Creek Hills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42041010300 fall within West Creek Hills (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 42041010300?
Princeton Eviction Lab recorded 266 eviction filings across 3 validated years in tract 42041010300 (2000-2018). The average annual filing rate is 9.89% of renter households, peaking at 12.4% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42041010300 compare to Camp Hill overall?
Tract 42041010300 scores 2.1/10, lower than the parent city of Camp Hill at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Camp Hill; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42041010300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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