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Neighborhood · Ranked #44,239 of 84,120 nationally

West Creek Hills Eviction Risk: Moderate , Camp Hill

Tract 42041010300 · Cumberland County, PA · pop 4,310 · neighborhood within 0.6 mi

Tract 42041010300 sits in the West Creek Hills area of Wormleysburg, PA, carrying an eviction-risk score of 4.3/10. The dominant input is tenant-organizing strength at 9.3/10.

Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 29% Owners 49%
Tract context
Occupied units2,020
Renter share50.7%
SVI overall0.49
Poverty rate3.8%
Median income$85,000

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In West Creek Hills
Very Low
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Camp Hill
Moderate
Within county
59 th percentile
Rank, 59th percentileLowHigh
#23 of 55 tracts In Cumberland County
Elevated
Within state
53 th percentile
Rank, 53rd percentileLowHigh
#1,638 of 3,445 tracts In Pennsylvania
Moderate
Geographic context

Risk heat across Camp Hill and the region

Centroid at 40.2647, -76.9122 · click any tract to drill in

Why West Creek Hills scores 4.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Camp Hill
5.9
Regional political climate
2024 county presidential margin
4.5
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$1,268 rent vs county FMR
4.2
Rent control risk
Inherited from Camp Hill
5.8
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Camp Hill
9.3
Housing court bias
Inherited from Camp Hill
4.3

How West Creek Hills compares

Risk score vs. parent city, county, state.
West Creek Hills risk score vs. parent city / county / state4.3This tracttract 0103003.7Camp Hillparent city4.1Countyavg tract in county4.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 49

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 266Total filings over 3 yrs
  • 9.89%Avg annual filing rate
  • 12.4%Peak (2004)
  • 111Filings in 2004 (latest validated)
Filings by year 2000 to 2004
Year-by-year eviction filings in tract 42041010300
Comparable tracts

Census tracts with similar eviction risk

Within West Creek Hills. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in West Creek Hills

Well under the midpoint, economic stress reads 1/10. 43% of renter households cross the 30%-of-income line, higher than the Cumberland County average of 35.8%. Severe burden reaches 14%. Those are renters paying half their income or more, and that is where non-payment filings originate.

On the high side, court filing pressure reads 7.6/10. The filing record is not thin: 266 evictions over 3 years of observation. At $1,268 a month, rents run 11% under what the rest of Wormleysburg commands.

The worst year on record was 2004, when 12.4% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Harrisburg. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 9.9% of renter households face a filing. Nationally it ranks #44,239 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 5.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $85,000, annual rent is just 18%.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Cumberland County average of 4.1 closely.

51% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 42041010300

Q1

What is the eviction-risk score for census tract 42041010300?

Census tract 42041010300 in the West Creek Hills neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42041010300?

Median gross rent is $1,268/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42041010300?

3.8% of residents in tract 42041010300 live below the federal poverty line (ACS B17001, 2023). Population: 4,310.
Q4

How socially vulnerable is tract 42041010300?

CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 58th, household 27th, minority 41th, housing 54th.
Q5

Is tract 42041010300 considered part of West Creek Hills?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42041010300 fall within West Creek Hills (neighborhood centroid within 0.6 miles, OSM data).
Q6

How many evictions are filed each year in tract 42041010300?

Princeton Eviction Lab recorded 266 eviction filings across 3 validated years in tract 42041010300 (2000-2018). The average annual filing rate is 9.89% of renter households, peaking at 12.4% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7

How does tract 42041010300 compare to Camp Hill overall?

Tract 42041010300 scores 4.3/10, higher than the parent city of Camp Hill at 3.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Camp Hill; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 42041010300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 9% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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