Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #65,113 of 84,120 nationally
Clearfield Terrace Eviction Risk: Lower , Bethlehem
Tract 42095017800 · Northampton County, PA · pop 2,861 · neighborhood within 0.2 mi
With a score of 4.7/10, tract 42095017800 in Clearfield Terrace in Bethlehem ranks in the Moderate tier for landlord eviction risk. The tract is home to 2,861 residents. On the national scale it ranks #60,712 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 13% of renter households, a modest level, and 10% are severely burdened at 50% or more. Average rent runs $2,071 a month against an average household income of $96,696 a year, roughly 26% of income at the averages. About 47% of occupied units are renter-occupied.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 41%
Owners 53%
Tract context
Occupied units1,253
Renter share46.6%
SVI overall0.46
Poverty rate8.0%
Median income$96,696
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
47
th percentile
Moderate
Within state
29
th percentile
Low
Geographic context
Risk heat across Bethlehem and the region
Centroid at 40.6280, -75.3399 · click any tract to drill in
Why Clearfield Terrace scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Bethlehem
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
8.0% poverty · this tract
2.0
Supply constraint
$2,071 rent vs county FMR
8.7
Rent control risk
Inherited from Bethlehem
1.5
Eviction process difficulty
State law sets the calendar
3.7
Tenant organizing strength
Inherited from Bethlehem
8.9
Housing court bias
Inherited from Bethlehem
3.0
How Clearfield Terrace compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 46
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 37%Socioeconomic
- 52%Household composition
- 67%Racial/ethnic minority
- 47%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 34%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 92Total filings over 7 yrs
- 6.63%Avg annual filing rate
- 6.7%Peak (2006)
- 17Filings in 2006 (latest validated)
Filings climbed 31% over the past 7 months.
Comparable tracts
Census tracts with similar eviction risk
Within Clearfield Terrace. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Clearfield Terrace
The score leans hardest on tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Bethlehem eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Northampton County average of 5.6 and below the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 34% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is White and Hispanic or Latino and ranks around the 46th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 42095017800
Q1
What is the eviction-risk score for census tract 42095017800?
Census tract 42095017800 in the Clearfield Terrace neighborhood scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42095017800?
Median gross rent is $2,071/month (ACS 5-year 2023, table B25064). 13% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42095017800?
8.0% of residents in tract 42095017800 live below the federal poverty line (ACS B17001, 2023). Population: 2,861.
Q4
How socially vulnerable is tract 42095017800?
CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 37th, household 52th, minority 67th, housing 47th.
Q5
Is tract 42095017800 considered part of Clearfield Terrace?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42095017800 fall within Clearfield Terrace (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 42095017800?
Princeton Eviction Lab recorded 92 eviction filings across 7 validated years in tract 42095017800 (2000-2018). The average annual filing rate is 6.63% of renter households, peaking at 6.7% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42095017800 compare to Bethlehem overall?
Tract 42095017800 scores 2.6/10, lower than the parent city of Bethlehem at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Bethlehem eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42095017800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 34% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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