Clearfield Terrace Eviction Risk: Elevated , Bethlehem

The score leans hardest on tenant organizing strength at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Bethlehem eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Northampton County average of 5.6 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Hispanic or Latino and ranks around the 96th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 1% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.