Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #39,308 of 84,120 nationally
Wagner Terrace Eviction Risk: Moderate , Hellertown
Tract 42095017901 · Northampton County, PA · pop 3,645 · neighborhood within 0.6 mi
Census tract 42095017901 covers part of the Wagner Terrace area of Hellertown, PA, and scores 4.6/10 on landlord eviction risk. The dominant input is court filing pressure at 8.5/10.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 19%
Owners 59%
Tract context
Occupied units1,506
Renter share41.0%
SVI overall0.58
Poverty rate7.6%
Median income$67,963
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
63
th percentile
Elevated
Within state
58
th percentile
Elevated
Geographic context
Risk heat across Hellertown and the region
Centroid at 40.5863, -75.3388 · click any tract to drill in
Why Wagner Terrace scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hellertown
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
7.6% poverty · this tract
1.9
Supply constraint
$1,190 rent vs county FMR
2.9
Rent control risk
Inherited from Hellertown
7.9
Eviction process difficulty
State law sets the calendar
2.8
Tenant organizing strength
Inherited from Hellertown
6.7
Housing court bias
Inherited from Hellertown
5.6
How Wagner Terrace compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 44%Socioeconomic
- 67%Household composition
- 31%Racial/ethnic minority
- 71%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 39%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 61Total filings over 7 yrs
- 1.83%Avg annual filing rate
- 2.5%Peak (2006)
- 13Filings in 2006 (latest validated)
Filings climbed 117% over the past 7 months.
Comparable tracts
Census tracts with similar eviction risk
Within Wagner Terrace. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Wagner Terrace
Against Northampton County at 43.1%, 55% of renters here are cost-burdened. Running cool, economic stress reads 1.9/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Running hot, rent-regulation exposure reads 7.9/10. Court records carry 61 eviction filings across 7 observed years.
At $1,190 a month, rents run 13% under what the rest of Hellertown commands. The worst year on record was 2006, when 2.5% of renter households were served.
In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 1.8% of renter households face a filing. On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.
Social vulnerability reads 6.2/10 on the CDC index, a measure of exposure to housing and economic shocks. It tracks the Northampton County average of 4.5 closely. Annual rent works out to 21% of average household income of $67,963.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 42095017901
Q1
What is the eviction-risk score for census tract 42095017901?
Census tract 42095017901 in the Wagner Terrace neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42095017901?
Median gross rent is $1,190/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42095017901?
7.6% of residents in tract 42095017901 live below the federal poverty line (ACS B17001, 2023). Population: 3,645.
Q4
How socially vulnerable is tract 42095017901?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 44th, household 67th, minority 31th, housing 71th.
Q5
Is tract 42095017901 considered part of Wagner Terrace?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42095017901 fall within Wagner Terrace (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 42095017901?
Princeton Eviction Lab recorded 61 eviction filings across 7 validated years in tract 42095017901 (2000-2018). The average annual filing rate is 1.83% of renter households, peaking at 2.5% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42095017901 compare to Hellertown overall?
Tract 42095017901 scores 4.6/10, higher than the parent city of Hellertown at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hellertown; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42095017901 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Hellertown
Top eight tracts in Hellertown ranked by composite eviction-risk score.
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