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Neighborhood · Ranked #54,273 of 84,120 nationally

Wagner Terrace Eviction Risk: Lower , Hellertown

Tract 42095017902 · Northampton County, PA · pop 2,464 · neighborhood within 1.3 mi

Census tract 42095017902 covers part of the Wagner Terrace area of Hellertown, PA, and scores 3.7/10 on landlord eviction risk. The clearest offset is economic stress at 1/10.

Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5% Stable renters 10% Owners 85%
Tract context
Occupied units946
Renter share15.4%
SVI overall0.12
Poverty rate2.4%
Median income$84,521

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Wagner Terrace
Very Low
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Hellertown
Very Low
Within county
45 th percentile
Rank, 45th percentileLowHigh
#41 of 74 tracts In Northampton County
Moderate
Within state
39 th percentile
Rank, 39th percentileLowHigh
#2,105 of 3,445 tracts In Pennsylvania
Low
Geographic context

Risk heat across Hellertown and the region

Centroid at 40.5746, -75.3366 · click any tract to drill in

Why Wagner Terrace scores 3.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Hellertown
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
2.4% poverty · this tract
1.0
Supply constraint
$1,558 rent vs county FMR
5.3
Rent control risk
Inherited from Hellertown
7.9
Eviction process difficulty
State law sets the calendar
2.8
Tenant organizing strength
Inherited from Hellertown
6.7
Housing court bias
Inherited from Hellertown
5.6

How Wagner Terrace compares

Risk score vs. parent city, county, state.
Wagner Terrace risk score vs. parent city / county / state3.7This tracttract 0179024.2Hellertownparent city4.5Countyavg tract in county4.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 12

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 37Total filings over 7 yrs
  • 3.07%Avg annual filing rate
  • 3.9%Peak (2003)
  • 5Filings in 2006 (latest validated)
Filings by year 2000 to 2006
Year-by-year eviction filings in tract 42095017902
Filings climbed 25% over the past 7 months.
Comparable tracts

Census tracts with similar eviction risk

Within Wagner Terrace. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Wagner Terrace

On the high side, court filing pressure reads 8.5/10. The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Against Northampton County at 43.1%, 36% of renters here are cost-burdened. Sitting well above the midpoint, rent-regulation exposure reads 7.9/10. Court records carry 37 eviction filings across 7 observed years.

It sits 0.8 points below the Northampton County average of 4.5. Average gross rent is $1,558, 14% above the Hellertown average.

The worst year on record was 2003, when 3.9% of renter households were served. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Bethlehem. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 3.1% of renter households face a filing. On the national scale it lands near the 35th percentile of the 84,120 tracts scored. At 15% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 2.1/10, which tracks how hard a shock lands on the households already here. Statewide the PA average is 4.6, so this tract runs 0.9 points cooler.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 42095017902

Q1

What is the eviction-risk score for census tract 42095017902?

Census tract 42095017902 in the Wagner Terrace neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42095017902?

Median gross rent is $1,558/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42095017902?

2.4% of residents in tract 42095017902 live below the federal poverty line (ACS B17001, 2023). Population: 2,464.
Q4

How socially vulnerable is tract 42095017902?

CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 20th, household 70th, minority 17th, housing 3th.
Q5

Is tract 42095017902 considered part of Wagner Terrace?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42095017902 fall within Wagner Terrace (neighborhood centroid within 1.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 42095017902?

Princeton Eviction Lab recorded 37 eviction filings across 7 validated years in tract 42095017902 (2000-2018). The average annual filing rate is 3.07% of renter households, peaking at 3.9% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7

How does tract 42095017902 compare to Hellertown overall?

Tract 42095017902 scores 3.7/10, lower than the parent city of Hellertown at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hellertown; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 42095017902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Hellertown

Top eight tracts in Hellertown ranked by composite eviction-risk score.

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