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Neighborhood · Ranked #7,836 of 84,120 nationally

Germantown Eviction Risk: High , Philadelphia

Tract 42101024100 · Philadelphia County, PA · pop 1,401 · neighborhood within 0.2 mi

With a score of 8/10, tract 42101024100 in the Germantown area of Philadelphia, PA reads high for landlord eviction risk. It is home to 1,401 residents. Cost burden runs 68% here against 49.1% across Philadelphia County.

Risk score
8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 55% Stable renters 26% Owners 19%
Tract context
Occupied units727
Renter share81.7%
SVI overall0.87
Poverty rate34.8%
Median income$18,646

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Germantown
Moderate
Within parent city
82 th percentile
Rank, 82nd percentileLowHigh
#75 of 408 tracts In Philadelphia
High
Within county
81 th percentile
Rank, 81st percentileLowHigh
#77 of 408 tracts In Philadelphia County
High
Within state
100 th percentile
Rank, 100th percentileLowHigh
#2 of 3,445 tracts In Pennsylvania
Very High
Geographic context

Risk heat across Philadelphia and the region

Centroid at 40.0333, -75.1759 · click any tract to drill in

Why Germantown scores 8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
34.8% poverty · this tract
8.7
Supply constraint
$884 rent vs county FMR
1.0
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5

How Germantown compares

Risk score vs. parent city, county, state.
Germantown risk score vs. parent city / county / state8.0This tracttract 0241006.6Philadelphiaparent city6.6Countyavg tract in county4.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 155Total filings over 4 yrs
  • 6.83%Avg annual filing rate
  • 9.0%Peak (2016)
  • 48Filings in 2016 (latest validated)
Filings by year 2010 to 2016
Year-by-year eviction filings in tract 42101024100
Filings climbed 23% over the past 4 months.

Pandemic-era tracking (2020–2021)

  • 119Total filings 2020-21
  • 1.6Avg monthly (observed)
  • 2.5Pre-pandemic baseline
  • 0.61×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.

Analysis

What drives eviction risk in Germantown

Severe burden reaches 37%. Those are renters paying half their income or more, and that is where non-payment filings originate. Annualized rent equals 57% of average household income of $18,646, past the 30% affordability line, which thins the margin any screening standard has to work with. Pulling hardest the other way is supply constraint at 1/10.

Average gross rent is $884, 37% below the Philadelphia average. 82% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the high side, economic stress reads 8.7/10. Running hot, court filing pressure reads 8.2/10.

It sits 1.4 points above the Philadelphia County average of 6.6. The filing record is not thin: 155 evictions over 4 years of observation.

Filings peaked in 2016 at 9.0% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Philadelphia. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 6.8% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 42101024100

Q1

What is the eviction-risk score for census tract 42101024100?

Census tract 42101024100 in the Germantown neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42101024100?

Median gross rent is $884/month (ACS 5-year 2023, table B25064). 68% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42101024100?

34.8% of residents in tract 42101024100 live below the federal poverty line (ACS B17001, 2023). Population: 1,401.
Q4

How socially vulnerable is tract 42101024100?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 80th, household 83th, minority 87th, housing 78th.
Q5

Is tract 42101024100 considered part of Germantown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101024100 fall within Germantown (neighborhood centroid within 0.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 42101024100?

Princeton Eviction Lab recorded 155 eviction filings across 4 validated years in tract 42101024100 (2000-2018). The average annual filing rate is 6.83% of renter households, peaking at 9.0% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 42101024100 drop during COVID?

Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8

How does tract 42101024100 compare to Philadelphia overall?

Tract 42101024100 scores 8/10, higher than the parent city of Philadelphia at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 42101024100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 56% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Philadelphia

Top eight tracts in Philadelphia ranked by composite eviction-risk score.

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