Governor's Hill Eviction Risk: Moderate , Columbia

The dominant input is court filing pressure at 9.8/10. 63% of renter households cross the 30%-of-income line, well above the Richland County average of 49.7%. Running cool, rent-regulation exposure reads 1/10.

80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Set annual rent against average income of $51,750 and the ratio lands at 35%, above the conventional 30% ceiling.

Average gross rent is $1,496, 24% above the Columbia average. Well under the midpoint, state political climate reads 2.1/10. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

SNAP participation runs 5.2% against 15.2% nationally. The voucher gap is 15.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Court records carry 210 eviction filings across 5 observed years. Food insecurity runs 9.7% against 17.8% nationally.

The worst year on record was 2010, when 13.1% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.