Chattanooga Eviction Risk: Lower

Average gross rent is $1,679, 34% above the Chattanooga average. 78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, state political climate reads 1.9/10.

15% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The voucher gap is 17.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Well under the midpoint, eviction-process difficulty reads 2.5/10.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 29th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 2.9/10.

Of its three components the household composition measure is the least pressured. 39% of renter households spend at least 30% of income on rent. It tracks the Hamilton County average of 3.9 closely.

Annual rent works out to 27% of average household income of $73,625.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.