Chattanooga Eviction Risk: Moderate

23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, state political climate reads 1.9/10. Well under the midpoint, supply constraint reads 2.3/10.

At $1,036 a month, rents run 18% under what the rest of Chattanooga commands. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Hamilton County average of 3.9, this tract reads riskier for landlords by 1.0 points.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 59% of the 84,120 US census tracts in this model.

Only 23% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 8.7/10.

Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.