Harbor Town Eviction Risk: Moderate , Memphis

Cost burden runs 81% here against 48.3% across Shelby County. Disability prevalence runs 53.8% against 31.5% nationally.

What pushes it up most is economic stress at 8.9/10. Set annual rent against average income of $28,850 and the ratio lands at 40%, above the conventional 30% ceiling.

The poverty rate is 36%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, rent-regulation exposure reads 1.5/10.

On the softer side, state political climate reads 1.9/10. At $953 a month, rents run 19% under what the rest of Memphis commands. Against the Shelby County average of 4.3, this tract reads riskier for landlords by 1.1 points.

Adults with no health insurance runs 18.5% against 11.3% nationally. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Memphis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.